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With Obi-Wan and Moon Knight on Disney+, the Game of Thrones spinoff House of the Dragon and the latest season of Barry coming to HBO Max, and the new season of Stranger Things headed to Netflix, it might feel like your bank account is hemorrhaging cash just to keep up with your favorite content.
Luckily, there are a number of credit cards on the market today that can help staunch the cash flow by offering rewards for all of your streaming services. One subscription on its own might not seem like much, but if you have Netflix, HBO Max, Disney+, and Amazon Prime Video, it can add up. So why not earn a little back for binge-watching your favorite shows?
The Blue Cash Preferred from American Express has one of, if not the, highest rewards rate for streaming services. For a $95 annual fee ($0 intro annual fee for the first year), cardholders can earn 6% cashback for eligible U.S. streaming services.
While the annual fee might seem intimidating, the card's high cashback rate effectively pays for itself. Spend as little as $1,600 on groceries alone in a year to get $96 back, covering the fee without even taking the other bonus categories into account.
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If Amazon Prime Video is your go-to streaming service, this card will give you 5% cashback for the subscription, and for all of your Amazon and Whole Foods purchases. It also comes with an excellent selection of Visa Signature benefits to protect your purchases and yourself while traveling.
In addition to having the largest selection of online goods to choose from, Amazon offers Prime Video members an impressive collection of streaming content. If you already have an Amazon Prime membership ($139 per year) and no rewards card, there really isn't any reason to not get the Amazon Prime Rewards Visa Signature Card.
For non-Prime members, there's the Amazon Visa Signature Card. It earns 3% cashback instead of 5% but doesn't require cardholders to be Prime members.
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Also: Best streaming devices: Your top media player options
With the US Bank Cash+, cardholders get their choice of two 5% cashback categories (on the first $2,000 spent in combined eligible purchases each quarter) to earn in. As you might have guessed, one of the options available is TV, internet, and streaming services. Unfortunately, Amazon Prime Video and HBO Max are ineligible to earn rewards for.
The other choices for bonus categories include home utilities, fast food, department stores, electronic stores, cell phone providers, and movie theaters, among others. So it offers cardholders an impressive degree of flexibility without asking for an annual fee. It even features an easy-to-reach welcome bonus.
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If you're looking for an inexpensive way to earn some cashback for your streaming needs, look no further than the SavorOne. The 3% cashback it offers for streaming is one of the best rates available for a no annual fee card. However, Prime Video, audiobook services, and fitness programing subscriptions aren't eligible to earn rewards for.
It also features an intro 0% APR for purchases for 15 months (then 19.24%- 29.24% variable, based on your creditworthiness). So if you have any purchases planned, like a vacation or new appliance, you can charge it to the card and pay it down while the balance accrues no interest.
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Unlike the other cards on this list, the Active Cash doesn't have a streaming services category. However, it earns 2% cashback for every purchase, making it a viable option for binge-watchers. It doesn't have an annual fee and comes with Visa Signature benefits.
Use it for gas, groceries, and streaming services to earn rewards for purchases you're already making. Or, combine it with a card that earns more for those purchases (like the Blue Cash Preferred). Use the other card where it would earn more and the Active Cash for everything else.
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Also: Best video streaming service
The Blue Cash Preferred is going to be your best bet. Not only does it offer the highest rate for U.S. streaming services and U.S. supermarkets, but it also provides good rewards for U.S. gas stations and transit.
It does carry an annual fee after the first year, but the card is so rewarding consumers will likely hardly notice. By spending as little as $1,600 on groceries per year, cardholders will get back $96 which is enough to cover the fee.
The average person likely spends much more than that on groceries annually, and if you take into consideration the card's other bonus categories, cardholders can expect to earn an even higher return on their spending.
We looked at several factors when choosing which cards to include among the best choices for streaming services. We considered rewards rate, spending limits, annual fees, spending categories, eligible subscriptions, intro APR offers, available benefits and more.
From the myriad of cards available today, the ones represented above are among the most rewarding options for streaming services. In addition, they can be used for purchases other than streaming too, providing consumers with a good opportunity to earn a nice return on their spending.
No. Certain cards, like the US Bank Cash+ Visa Signature and the Capital One SavorOne, have some limitations.
The US Bank card doesn't offer rewards for Amazon Prime Video or HBO Max. The SavorOne card doesn't offer rewards for Prime Video, audiobook, and fitness programing subscriptions.
The other cards on the list, however, cover all of the major services and a few lesser-known ones. These include Hulu, Disney+, HBO Max, Amazon Prime, Netflix, Paramount+, Peacock, Pandora, Spotify, and Apple Music, among others.
No. Streaming spending likely only makes up a small portion of your monthly expenditures. Therefore, consumers should consider all facets of a credit card before choosing.
The cards above are the best for earning streaming rewards, but they are also great for a variety of other reasons too:
If none of the cards above sound enticing, there are a few more that are worth considering for your streaming needs. Take a look: